This topic contains spoilers - you can click, tap, or highlight to reveal them. A USDA Loan is a type of mortgage loan provided by the U. If you want to get an FHA loan, provided that the initial payment is equal to 3. 2. Once the entire grid is done you can fill all the empty nodes, and then if you still need stats you can use clear spheres to empty weak nodes (plus 1 to strength for example) and replace it. You will find yourself back at the entrance of the Macalania Woods, take the east path. So does it do. 0 The same amount includes insurance, which is required by banks as a guarantee. Go Phillies! Boards. How to use. Finished the game 100% in one play through, paying at start of ch3 works fine! Also, make sure to capture atleast one choco before the end of ch3. Bikanel Desert 0. I lent him gil twice, the first I gave 1 gil, then I gave 10000 at once. Place the Macalania sphere in your hand in the slot on the east wall of the middle floor. )? Where and how can i find them? near001 - 13 years ago - report. This includes. At the Café after the event with Biran and Yenke, Tidus and Kimahri learn that Yuna has been kidnapped from Lulu by the Al Bhed Psyches. ago. Luca houses Spira's only blitzball stadium, and is the home of the Luca Goers, one of the best teams in the league. Have a physical address. Add your answer. Speak to O'aka in the Cabin. That $100 is how much you’ll pay in interest in the first month. Go to Thunder Plains and look for an. For instance, some loans require to be paid back in a short time - those are called short-term loans - for instance, payday loans or bridge loans. Perfect Game Walkthrough (PS2) by nemes1ss. Winno were named after monks, as revealed by a man aboard the S. There might be better methods, but here's what I did: Requirements: Thief with Master Thief Ability. June 4, 2009 February 9, 2007. The company is. . 000gils (pense a vendre les. krashprone 8 years ago #6. Top Voted Answer. 2, 854KB, 8 months agoThe Final Fantasy X / X-2 HD Remaster bundle combines two of the best and most ambitious releases in the Final Fantasy catalog, remastered for a new generation of game platforms with HD graphics. For example, his four-slotted items sold in Macalania Woods are 100,000 Gil each whether or. We now provide a variety of simple, fast, fair, and personalized financial tools and resources that support people’s lives. Final Fantasy X-2 100% Checklist This is a guide specifically made to help people get a perfect file in a single playthrough. Six enemies in the game can drop empty 4-slot gear: Varuna, Black Element, Master Tonberry, Adamantoise, YKT-11, and YAT-97. When the going gets tough, the tough go have a little cry in the corner. After you defeat Yunaleca you can find O'aka in the Sphere Theatre in Luca. Sebeczek (Topic Creator) 13 years ago #3. FFX FAQ/Walkthrough by KeyBlade999 HTML PS3. Published May 27, 2021. In this case, we recommend not to choose loans with an interest rate above ten percent. 2. As you progress throughout the game, the storyline is filled in more and more -- evil dealings surrounded by the Shinra Corporation, an unknown assassin wreaking havoc on certain people and groups, and the struggle to find out who Cloud really is. Hi everyone, I'm near the end of the game (the part right after the party has the idea of singing the Hymn of the Fayth to attract and sedate Sin). And, It Only Takes 15 20 Minutes From Your Busy Schedule. This topic contains spoilers - you can click, tap, or highlight to reveal them. 02 decimal values -- e. You just need to pay it off before CH. Cómo completar la misión ¡Persigue a Oaka! en Final Fantasy X-2 HD. Mi'ihen Highroad is a dirt road through wide open plains. O'aka has purchased the lakeside shop in Macalania. He's always happy to see the party and later in the game, you can get a discount simply by asking for it. Only a select few may be able to save it. Personal loans from Wells Fargo are a great way to manage debt, fund special purchases, or cover major expenses. The Inn is down the stairs and to the right of where you came. Abilities: Break Damage Limit, Triple Overdrive, First Strike, Counterattack. However, conventional loans also have their advantages, and for example, they have lower fees and interest rates. Lenders that offer payday loans often charge exorbitant fees, which can equate to interest rates of around 400% in some cases. The shops' stock tends to change after the party obtains the airship. Proceed to Dock 4, just follow the red indicator. IGN: Fabien. Ending #2 ("Normal") Hear no whistles in the Farplane during Chapter 3, and complete the game with any level of completion. Also, they have differences in down payments. The White indicator is the current position of your current character in the grid. Create a wiki. By Michelasso May 3, 2014 in Final Fantasy X-2 HD. A loan margin is a number equal to the difference between the full amount that was issued by the bank to the borrower and the amount that is spent on services. Generally, the longer the term, the more interest will be accrued over time, raising the total cost of the loan for borrowers, but reducing the periodic payments. O'aka will be down there and you can give him Gil one last time. 101 - 1000 gil -> all items/weapons will get 50% increase in prices. 10, 883KB, 2014 *Highest Rated* *FAQ of the Month Winner: April 2014* Final Fantasy X Remaster Walkthrough by bover_87 HTML. Calm Lands 0. 1. March 2014 Update: Nearly all of these tips work for the HD remaster, although you may have to adapt a few of them if you're using the Expert Sphere Grid. Once you are done talking to the NPC's, turn around and head back toward the Highroad. S. Final Fantasy X has O'aka XXIII, who starts out as a bit down on his luck and needing a loan from the player in order to get running. C. You assume the role of Cloud Strife in the futuristic 3D rendered world of Final Fantasy VII. ago. 00%. If you make it a point to pilfer whenever you can, you’ll plumpen your coffers to make life a whole lot easier. 10,000 also enables wantz to show up later, though admittedly it isn't related to a discount like in ffx-2, but it certainly isn't nothing. That is, after all, the entire point of true gaming. You can also find out about FFX-2. Then spend as much of that at O'aka's, sell stuff you don't need to Barkeep, repeat until debt is paid. not Send Fax To Us Approval A Few Minute How Much Would My Payments Be On A 30000 Car Loan we Guarantee Results get Money Tonight ,no Faxed Document 60 Second Approvals How Much Would My Payments Be On A 30000 Car Loan 24/7 Instant Approval fast Apply Now. payday Loans Up To $1000 no Credit Score 100 Acquisition And Construction Loan no Hassle No Faxing few Minutes Approval ,no Need Paperwork & Easy Credit Check apply For Cash Loan Now 100 Acquisition And Construction. Demonolith -One of the only ways to kill them at the moment is Candle of Life and wait 10 Turns. – Speak with Tromell four separate times. Go to the installation folder and select "run as administrator" in the compatibility settings of the exe. A signature loan can be described as a type of unsecured loan that can provide customers with the possibility to receive a loan without any collateral (like real estate or a car). After Zanarkand and you get control of the air ship, four-slotted armor ad weapons with two or three empty slots will be available from many of the previously encountered. What the TC is referencing is a Crusader standing outside of Mushroom Rock Road before the operation begins that accepts donations and rewards items for doing so. Home; Boards; News; Q&A;. ele. If you do not receive this document, it will mean that you do not meet the criteria that the borrower must meet. The shops' stock tends to change after the party obtains the airship. Every character can fill out the entire grid and obtain maximum stats. I just updated the code to in theory make it compatible with the save files for PC. Final Fantasy X / X-2 HD Remaster. The chest at the end tucked away I'll get eventually. 06 divided by 12 = 0. 1 Weapons; 3. It's the eyes. Once you have finished this mission, you'll get a Healing Wind Garment Grid . Operation: Monkey! advertisement. If you want to get an FHA loan, provided that the initial payment is equal to 3. 1. The first method is to push the Chocobo Eater off the cliff. Rikku's Pilfer Gil Flim Flam skill is great for farming funds to clear Oaka's debt. Thowniii 8 years ago #5. I still get green screens although its less frequent. That being said im not going for a 100% playthrough, so would i be getting any reward I shouldnt pass up from this side quest? This thread is archived. Ending #2 ("Normal") Hear no whistles in the Farplane during Chapter 3, and complete the game with any level of completion. 2 pick up O'aka in the Bikanel desert (if you want O'aka to open the shop later, not the Al Bhed). If you've met Wantz at Gagazet, you will be able to visit him again at postgame. Luca is the second largest city in Spira, after Bevelle. How much should I lend OAKA FFX? 0 to 100 gil -> All items/weapons will see a 100% price increase. Go north and then west, take the platform down to get the chest with a Serene Armlet. You can get almost all the Gil you need if you get the data thst pays the most. He will then begin to sell items after you loan him gil. Then start the game directly via the exe and not in the launcher. For Final Fantasy X-2 on the PlayStation 2, a GameFAQs message board topic titled "Oaka debt". 2. And some loans take years to be paid back. Final Fantasy X / X-2 HD Remaster. Macalania Woods – 2. If you already paid his debt before, it'll only be 1000 gil in NG+. As with all the matching services, you fill out a quick loan request form to prequalify for a loan and then finish applying on the website of the lender matched to you. Name Gil Baroque Sword: 1237 Ductile Rod: 1237 Switch Hitter: 1237 Variable Mog: 1237 Halberd: 2475 Shimmering Blade: 2475 Devastator: 1237 Yellow Shield: 3487Calm Lands. O'aka has purchased the lakeside shop in Macalania. Final Fantasy X-2 HD ; The O'Aka Gils trick The O'Aka Gils trick. before the end of the Highroad, you can pay in one time or in ten, it isn't hard have tha amount of gil at that stage. Loan Payment = $1,153. This page contains information about the travelling merchant O'aka XXIII in the game Final Fantasy X (FFX, FF10). 1 Outside Luca Stadium. The most important thing you need to know is that the higher the margin, the better it is for you. Jumbo loans differ from ordinary ones in their amount. ryichi 14 years ago #1. • 9 yr. An Online Loan from Advance America gives you the money you need with the convenience you expect. E. Sebeczek (Topic Creator) 13 years ago #3. Looks like some point before Mushroom Rock Road. However, if the amount of regular. Money Tropes. 8% Dig up the machina parts before the timer expires (Mission Complete!). Mar 4, 2020 @ 9:08am. S. Ride past the open area back on to the trail. paying off oakas debt. Yo Mika is the grand maester of Yevon and spiritual leader of Spira in Final Fantasy X and minor character in Final Fantasy X-2. – Speak with O’aka on board the Celsius. FHA estimates your credit score and assigns you the size of the minimum down payment for a loan obtaining. S. Both the S. The Mercury Crest can be found in an antlion pit in Sanubia Desert – West. Rikku's Pilfer Gil Flim Flam skill is great for farming funds to clear Oaka's debt. The second shop is located inside the camp in the center of the Calm Lands. Moreover, in most cases due date of this loan is also the day of the next paycheck. Late game leveling: Customize a weapon (like a monster catcher) with Overdrive > AP, Double Overdrive and/or Triple Overdrive. The only important buyable equipment is the 4 slot weapons/armor that a character named Wantz will sell at the end of the game. For Final Fantasy X / X-2 HD Remaster on the PC, Final Fantasy X Remaster Walkthrough by. Due to the fact that there are no customers, O'aka can not pay off his debt to the Al Bhed. However, this amount may vary depending on the average house price in the state. After your encounter with Defender X in the Calm Lands, walk over to the cliff in the east and look for a sword stuck. 1 the Al Bhed will think he's in the Macalania Travel Agency but in reality he's behind you just run backwards and you'll see. Oniken 8 years ago #1. The following is directly from the Guide: - You can't buy anything from him yet. I only remember any of it because his voice is very different from the other party members. They look soulless and dead now. From StrategyWiki, the video game walkthrough and strategy guide wiki. So level Tidus all the way down to the end of his path, Auron down his, Yuna down hers etc. In Honor of Valefor. Subprime loans are characterized by extremely high interest rates, which should be avoided in other cases. Donating gil to O'aka will affect his prices at only 3 places where he jacked up the prices: 1. After chasing him through the woods, the party is given the option to allow him onto the airship. You'll. Prosper: Best for no prepayment penalty. Armor abilities can be customized to create new armor pieces. Our survey found that 42% of respondents. FINAL FANTASY X/X-2 HD Remaster. Once the player enters the Mushroom Rock Road they will never be able to give more money to O'aka. Throw a steal and use on Tidus and Rikku's out, too. This is a list of all the armor in Final Fantasy X. More than 50 direct lenders! Ffx how much money to lend oaka - with Zangocash! This Page is a navigation page for each Celestial Weapons available in the game Final Fantasy X (FFX, FF10). In order. Go down the pathway to find another Chocobo Feather. · Purchasing Music Spheres and Movie Spheres in the Luca. The most evident example of such a loan is a mortgage. The Monster Arena is a battle arena in Final Fantasy X, situated in the Calm Lands. You'll be. . 15. A recurring type of shop is the Rin's Travel Agency that has many outposts in the world. When you reach the 4-way area (after the Bevelle guards iirc), enter the northern screen. Have a minimum individual or household annual income of at least $25,000. The discount only applies to O'aka's three appearances along Mushroom Rock Road. Equipment becomes available after the battle with. Final Fantasy X is the tenth main installment in the Final Fantasy series, developed and published by Squaresoft. 2. Each US state has its own level that separates jumbo loans from ordinary ones. Luca - Number 1 Dock. If you Google Final Fantasy X-2 save checker you should find it. However, this indicator is not universal. S. updated Feb 7, 2014. Luca is a port at the southern tip of Spira's main continent in Final Fantasy X and Final Fantasy X-2. Income. You have 4 chances to donate money to O'aka, and the only thing that matters is the sum you've donated over all 4 chances. The service most closely tied to small loans is CashAdvance, which can arrange a small personal loan of $100 to $1,000 despite your bad credit profile. The most important thing you need to know is that the higher the margin, the better it is for you. Final Fantasy X / X-2 HD Remaster. Later on, Wantz takes over his brother's business as a merchant. 1001 - 10000 -> all items/weapons will get 20% increase. One is referred to as “Rin’s Mobile Agency” and it flies in on an airboat. These loans are created to help people who want to buy an object of real estate (usually a house) but do not qualify for the usual mortgage loan because of the strict criteria that exist in the US, such as a relatively high amount of income, small. These books are dictionaries that translate the Al Bhed's language for the player, and. sold the armor you get in the cloister in Kilika for over 3K. Final Fantasy X Oaka Loan 10000; Credit Score Below 600 Possible To Be Approved For A 25000 Loan; Final Fantasy X Oaka Loan 10000; Credit Score Below 600 Possible To. Take your time and check with multiple lenders to ensure you get the. The second method is to defeat the boss normally by depleting all of its HP. May 22, 06 at 6:02am (PST) ^. You can purchase empty armor from O’aka XXIII’s brother, Wantz, in the Macalania Woods, but only if you spoke to him on your way past him along the Mt. To apply for the FHA loan program, a borrower must have a credit score of 580. Use Master Thief to steal Wall Rings from oversouled Bicocettes in the Thunder Plains. (these aren't certain, I can't remember it perfectly so I may be wrong) the locations the prices change are: - At Mushroom Rock Road, when Luzzu tells you to go to the command centre, and you follow the branch to the left (where he. Once a mode is learned, the player can select it from the main menu. Oh, and for reference: 23,333 gil is approximately how much you'd need to SPEND at Mi'ihen if you wanted to break even after donating 10,001. A fixed-rate loan program is a debt program that has a fixed interest rate throughout the entire payoff period. Ruins lie along the sides while the path winds through canyons, sea and mountain cliffs before leading to Mushroom Rock. There is a shiny, glowing pathway that appears which you can now use to quickly travel through Macalania Woods. I understand how O’aka’s lending works in that the more you lend the larger the discount you get later in the game: 0 – 100 gil -> all items/weapons will get 100\% increase in prices. 3 percent, whereas, for a credit card, the APR is now about 16. Giving o'aka gil is essentially pointless. Armor pieces can be purchased from the shops or received as drops from opponents. You can get almost all the Gil you need if you get the data thst pays the most. Oaka finally has enough money to pay off his debt but not before he stumbles into something dangerous! Join me for part 27 of our final fantasy x-2 hd remast. Plus, this is doable in chapter 1. A conventional loan is a type of loan that is most often offered by bank employees. If you won't be item hoarding, you'd already donated plenty on the ferry crossing (s). Haven't played this game in a while but right now I'm at the end of Mushroom Rock. They provide only two options of down payments according to your credit score: 3. PMI if down payment is less than 20%; no PMI if down payment is at least 20%. Once you reach the end of a particular character's sphere grid path. Liki is a ship in Final Fantasy X that ferries between the islands of Besaid and Kilika. It is also the first Final Fantasy to not have an overworld map; instead, the world in Final Fantasy X is a more-or-less continuous series of interconnected areas. g. 99 percent and you can borrow any amount from $2,000 to $50,000. I understand how O'aka's lending works in that the more you lend the larger the discount you get later in the game: 0 - 100 gil -> all items/weapons will get 100% increase in prices. 0 - 100 gil -> all items/weapons will get 100% increase in prices. We would like to show you a description here but the site won’t allow us. Go to Gagazet Mountain Cave and keep a look out for monsters called Greater Drake and Gemini (Oversoul). However if you helped O'aka pay off his debt or found him out in the Bikanel Desert he'll only sell you accesorries in Chapter 5. An unsecured loan requires no. . You have 4 chances to donate money to O'aka, and the only thing that matters is the sum you've donated over all 4 chances. If he says " It's the last person you'd expect " then that means you. 6% shows. Summoned Beasts) are the summons in Final Fantasy X and Final Fantasy X-2 (however, they cannot be summoned by the player in Final Fantasy X-2). That money could likely be better spent through other. Mar 4, 2020 @ 9:08am. FF10 and FF10-2 HD Remaster for PS4, PS3, PC, and Vita includes significant differences from the original PS2 versions Final Fantasy X and X-2. 000 Gil will be enough (since you need to buy from him, then need to sell/use the items, to buy more, so you may just buy from him 99 of each, sell to Barkeep to. You can clear O'aka's debt in chapter 1 if you grind the creature arenas. SoFi is an online lending platform that offers unsecured fixed-rate personal loans in every state. The main difference between prime-rate and subprime rate loans is the interest rate. 1 the Al Bhed will think he's in the Macalania Travel Agency but in reality he's behind you just run backwards. Watch the opening and then you’ll have to sign some blitz balls. Your best bet is to level the characters on their own paths first. Balthierlives • 10 mo. ) In Final Fantasy X, Yu Yevon created sin by creating a wall of fayth embedded in Mount Gagazet. Riddle Game XLVI. Mi'hen High Road. There he is I in the upper left corner press xin the corner. Read on to find the most useful tips and tricks to obtain the strongest weapons in the game! Obtain the Cloudy/Celestial Mirror Cloudy Mirror. With the ability to choose a loan amount of up to $40,000, LendingClub offers fixed rates and a monthly repayment plan to fit within your budget. There's hints scattered around spira in al bhed. 2% (17. . S. Gagazet caves are captured. – You must pay off O’aka’s debt in full before Chapter 3 to earn the full %. Register; Log in; Mainffx oaka loan giude, sss calamity loan giude, loan officer study guide, instant personal loan giude, home loan training guide, home loan buying guide, home loan interest rates, home loan emi, home loan process, home loan with bad credit, loan apply online, loan spa, posted 7th september 2020 by tu reviews. At the Café after the event with Biran and Yenke, Tidus and Kimahri learn that Yuna has been kidnapped from Lulu by the Al Bhed Psyches. BPI is regulated by the Bangko Sentral ng Pilipinas (Final Fantasy X / X-2 HD Remaster on the Nintendo Switch, a GameFAQs Q&A question titled "What chapter do you find Oaka?". Subprime loans are a certain type of loan that can be useful to people who, for some reason, cannot get a loan on better terms. BlueMage279 9 years ago #1. Final fantasy x oaka loan calculator - the best way to get money. Winno Investment Total/Goods Price 1-100 Gil/Standard Price x 2. Proceed to the front deck of the ship and talk to Wakka. Inexpensive financing for high-value SBA loans. updated Jan 24, 2016. After you defeat Yunaleca you can find O'aka in the Sphere Theatre in Luca. Mushroom Rock Road is a road and mountain formation between Djose and Mi'ihen Highroad in Final Fantasy X and Final Fantasy X-2. Eventually I pressed Esc on the keyboard and got a totally different menu than any. Nowadays, many states in the country adopt. The donations affect O'aka prices in three places, and three places only: All are along Mushroom Rock Road, at the entrance (items, gear), outside the command post (items, different gear), and in the aftermath (items). You can't customize that yourself. Run over to the glowing white tile over on the left to reset the position of the pedestal. Consumer LoansAs we discussed, most loans are repaid in equal payments (installments) over a specific time: loans constructed like this are called amortized loans. Note: Many special accessories only cost 10 gil, so keep those! If desperate, sell all your well-priced accessories despite wanting to use them; you can get them again later, most likely. The following is directly from the Guide: - You can't buy anything from. Yeah the FFX remaster faces have been re done and they lost all the emotion from the PS2 version. When you receive the closing disclosure form, you will look at the last page of this document, where the information about financial expenses is located. Final fantasy x (ffx) walkthrough team. HiWhat is the most efficient or "best" method of getting an aeons stats higher? Also, what is the ma updated Jan 22, 2014 At O'aka's first 3 locations, the player has the opportunity to donate him gil to start up his business. And i pay off his debt at the start of CH3, and its make me anxious because i read most of the guides tell u to pay off his debt before CH3. Rescue O'aka from the Al Bhed in Macalania Woods (Ch. If you do, he will sell you has stuff at an EXTREMELY LOW price. Rikku. Affection mechanics. You must: Be a U. In Final Fantasy X, each character. Final Fantasy X Oaka Loan 10000. Master Tonberry. 2. favorability rating) [1], referred to as relationship figure in the Piggyback guide [2], is a hidden gameplay element that governs certain cutscenes during Final Fantasy X. According to a Forbes Advisor survey of 1,000 U. No. Player-Generated Economy. No Bulk Discounts. The wall was used to create a powerful monster, but Sin was created without a final aeon. This is how you grind the 900k gil needed to buy the Besaid Key in chapter 1 for the second cipher set before chapter 3. He ran off as soon as I paid his debt and I. If you FFX-2 remastered you will see within the first 5 mins that the faces are miles. Finished the game 100% in one play through, paying at start of ch3 works fine! Also, make sure to capture atleast one choco before the end of ch3. Pieces of equipment can have a maximum of one to four auto-abilities. 101 – 1000 gil -> all items/weapons will get 50\% increase in prices. A loan estimate is a paper that you receive after three days after applying for a loan. 01303 852692: Our telephone lines are open 07:30-17:30, interactive live chat is available from 07:30-19:30 or you can contact us by Text on 07312277226Giving a player, like Kimahri, steal is a good way to build up money early on. 5 percent of the total amount, then you will have to provide the bank with information about your credit score, which is at least 580. Engram. giving him gil lowers his prices til M. . 3. 100,000 gil donated to O'aka in FFX-2 completes the first part of his mission. A mortgage program can be designed for more than ten years. 0. Oaka finally has enough money to pay off his debt but not before he stumbles into something dangerous! Join me for part 27 of our final fantasy x-2 hd remast. #5. Final Fantasy X-2. Save your 100,000's of gil for bribing for armour customisation items. Mimics drop 50,000 Gil everytime you defeat them. Taking a loan from most banks, you will have to pay about 9. Mi'ihen Highroad is a road between the city of Luca and Mushroom Rock Road in Final Fantasy X and Final Fantasy X-2. ago. At the Café after the event with Biran and Yenke, Tidus and Kimahri learn that Yuna has been kidnapped from Lulu by the Al Bhed Psyches. If you pay oaka 1001 Gil the total for all three weapons plus the Gil lent is 22,811 whereas if you lend him 10,001 the total is 22,723. The player can carry 178 weapons/armor pieces as maximum in the equipment inventory. 85. YAT-97. Hoy tendremos que perseguir a un escurrido personaje llamado Oaka y tendremos que escoger entre dos opciones que serán importantes para más adelante. They can only be called forth by Yuna. Niveau 10. July 21, 2021. However, this indicator is not universal. Our smart solutions help strengthen your finances and give you confidence. More than 50 direct lenders! Oaka ffx loan calculators - with Zangocash!Final Fantasy X-2. Armor pieces can be purchased from the shops or received as drops from opponents. However, this indicator is not universal. For example, you may be ready to pay a bigger amount immediately, then a credit score of. Role-Playing Game. Location: Gagazet Ruins. 4 posts, 7/12 4:21AM. Of these, YKT-11 and YAT-97 are by far the easiest (plus they come in groups of 3 mixed machina most of the time, so you get 3 shots at the item), but. According to the Final Fantasy X Ultimania Omega he is 30 years old during Final Fantasy X. If you take the shimmering path, make sure to pick up the Gold Bracer along the way. 6% Watch the scene with Baralai. Press X to open up the window to the control room and then give them their balloons. Final Fantasy X / X-2 HD Remaster has 67 Achievements. Topic Archived; More Topics from this Board. Complete the "Follow that O'aka!" mission and allow O'aka to board the airship. 101 - 1000 gil -> all items/weapons will get 50% increase in prices. If you do not receive this document, it will mean that you do not meet the criteria that the borrower must meet. The principal of such a loan is usually some percentage of the next paycheck which the borrower is expected to receive. Agree to help him and pay off his debt by the end of Chapter 2 (100,000 gil!).